A NARROW CATCH
This documentary showcases a cancer patient's fight with his insurance company for life-saving treatment outside of the company's network of doctors. Narrowing networks is a common business strategy of insurance companies to decrease costs. But when networks become too narrow, this business tactic limits potentially life-saving treatment for patients who need specialized care.
Daniel Cain is one story of the many patients blocked by health care insurance companies who need specialty care outside of the company's network. As in Mr. Cain’s case he had no control over the type of insurance he was carrying since it was an employer-based plan. When he was diagnosed with acute myeloid leukemia (AML) in Jacksonville, Florida, the local hospital told him they would like to send him to Gainesville, Florida to receive more specialized leukemia care. But the Gainesville hospital was oustide of Mr. Cain's insurance company network and he was denied transfer. After appealing his case and several weeks later with leukemia cells multiplying, Mr. Cain was eventually approved for out-of-network treatment in the Gainesville leukemia specialty hospital. Fortunately, his leukemia responded well to re-induction chemotherapy and he went on to receive a life-saving hematopoietic cell transplant. While Mr. Cain was fortunate to receive this out-of-network treatment, many others are limited by narrow networks and face the daunting options using family savings to pay out of pocket or not receiving the care needed.